What does workers’ compensation do?
Workers’ compensation offers you basic benefits pertaining to work-related injuries and/or occupational disease. This typically includes medical, surgical and hospital services, including vocational rehabilitation where appropriate. It also ensures compensation during the recovery period when you are unable to work, and also in the event of permanent injuries or disability.
How much time do I have to file a claim?
Ideally, you should inform your immediate supervisor, foreman or employer of a work-related injury and/or occupational disease as soon as you become aware of it. In the event of an accident, report the date, time, place and circumstances. While there are other time considerations, you should report your injury to your employer no later than 45 days from the date on which it occurred.
Does my employer get to choose my doctor?
An injured worker is typically entitled to a two choices of doctors. Generally, the employer or insurance company should pay for related, reasonable and necessary treatment as determined by the doctor, as well as any doctors or hospitals to whom that doctor refers the employee.
What constitutes permanent disability?
Permanent disability is the complete or partial loss of a part of the body, or loss of use of the body as a whole. Essentially, when the injured worker is unable to do things with a body part that he or she was able to do before the injury.
Compensation for Permanent Disability depends upon the body part and the extent of the damage from the injury. For specifics, please contact Vasilatos Injury Law for further explaination.
Does it matter whose fault an accident was?
Workers’ compensation is a no-fault system. Benefits are available regardless of who or what caused the work-related accident.
Can my employer punish me for seeking workers’ compensation?
Employers and insurance companies are prohibited by law from discriminating against an employee for filing a workers’ compensation claim.
What can I do while I wait for my claim to be processed?
While workers’ compensation benefits are temporarily denied or in litigation, you may be able to seek interim assistance from Illinois Public Aid, State Unemployment Insurance, or Social Security Disability.
What constitutes a personal injury?
A personal injury is when you suffer harm, either physical or mental, as a direct consequence of someone else’s actions. This can include an intent to harm or simple negligence.
Do I have a personal injury case?
Only a consultation with one of our personal injury attorneys can determine the seriousness of your case. Typically, you must be able to prove that your injury or condition was directly caused by another party.
How long should I wait before pursuing legal action?
If you are even considering a personal injury lawsuit, you should contact an attorney as soon as possible. This enables us to more effectively argue your case and reach a settlement in a timely manner.
What if the other party’s lawyer or insurance contacts me for a statement?
Personal injury victims must be very protective of their rights, especially when it comes to making official statements. If you are uncertain about any statements you’ve been asked to make or forms you’ve been asked to sign, consult with an attorney before going on the record.
Would I save money by not pursuing legal action?
This depends entirely on the circumstances of your injury and your case. Insurance companies may dispute the legitimacy of your claim, and/or attempt to settle the matter quickly and at low cost to them. This can result in mounting or unforeseen medical expenses that last a lifetime. If you aren’t sure if legal action is the proper recourse, contact us for a free consultation.
Social Security Disability
What are Social Security disability benefits?
Social Security disability is a federal program that distributes financial assistance to people with disabilities preventing them from working.
How does the government determine if I have earned these benefits?
The Social Security office determines eligibility based on a number of factors, like your age, condition and recent work history.
What types of conditions make me eligible for Social Security?
The federal government recognizes a wide range of physical and mental conditions that may prevent you from working for a minimum of 12 months. These include both lifelong and temporary conditions.
What if I have a combination of health problems?
Social Security considers the cumulative effect of multiple health problems, even if none of them would disable you on their own.
What do I do if I am denied Social Security disability benefits?
Most people that apply for these benefits are initially denied. As per federal government regulations, if you are denied your Social Security disability benefits, you have 60 days to appeal the decision.
Do I need a lawyer to appeal?
While you are eligible to file an appeal without legal representation, working with an experienced workers compensation attorney simplifies the process. An attorney can make sure that you meet all of your deadlines, and can effectively make the case that you deserve disability benefits. Statistically, people with representation successfully appeal more often than those without representation.